About the Journal
Journal of Banking and Insurance Law (JBIL)
ISSN: 2582-6875
Scientific Journal Impact Factor (SJIF): 4.897
Index Copernicus (ICV) 2024 = 61.07
DOI- 10.37591/JBIL
Editor-in-Chief: Dr. Monika Jain, Senior Advocate, High Court of Delhi, Sher Shah Road, Justice SB Marg, New Delhi, India
Email id. advmonikajain@gmail.com
Click here for complete Editorial Board
Journal’s Summary
The Journal of Banking and Insurance Law is prepared under the aegis of eminent scholars, Legal experts, academicians, attorneys and other professionals. The scope of the journal is broad and covers topics such as banking, securities, financial services, administrative and general banking & Insurance related laws & issues arising out of them. The Journal welcomes all scholars exploring the general subject matter of financial institutions including financial products and markets. Law and strategy makers are under consistent pressure to watch the enthusiasm of buyers. JBIL welcomes contributions from scholarly community and experts involved in banking & insurance industries. It's a biannual journal (frequency January-June and July-December), started in 2018.
Focus & Scope
- Banking Law and Financial Regulation: Research on laws, regulations, and regulatory institutions governing banks and financial institutions, including licensing, prudential regulation, governance, compliance, supervision, and evolving legal standards affecting the banking sector.
- Banking Transactions and Customer Relations: Studies on deposits, lending, guarantees, letters of credit, negotiable instruments, electronic banking, banker–customer relationships, duties of banks, confidentiality, customer protection, and liability arising from banking transactions.
- Debt Recovery and Non-Performing Assets: Research on recovery of debts, non-performing assets, loan restructuring, enforcement mechanisms, Debt Recovery Tribunals, creditor remedies, asset recovery, and legal strategies for resolution of stressed financial assets.
- Securitization and Enforcement of Security Interests: Studies on securitization, secured lending, asset reconstruction companies, security interests, enforcement against secured assets, security receipts, and legal frameworks governing reconstruction of financial assets.
- Insolvency, Bankruptcy, and Creditor Rights: Research on insolvency and bankruptcy law as it affects banks, insurers, financial institutions, borrowers, creditors, guarantors, and secured lenders, including resolution, liquidation, restructuring, and creditor-priority issues.
- Insurance Law and Regulation: Studies on legal and regulatory frameworks governing life, health, general, motor, property, liability, and other forms of insurance, including licensing, policy interpretation, claims, exclusions, insurer obligations, and regulatory compliance.
- Insurance Contracts and Claims Management: Research on formation and interpretation of insurance contracts, disclosure obligations, utmost good faith, insurable interest, indemnity, subrogation, claims settlement, repudiation, fraud, and disputes between insurers and policyholders.
- Consumer Protection in Banking and Insurance: Examination of consumer rights, unfair practices, mis-selling, transparency, disclosure, grievance redressal, compensation, ombudsman mechanisms, digital-service complaints, and judicial or regulatory remedies in banking and insurance.
- Financial Consumer Protection and Ombudsman Mechanisms: Research on complaint-resolution systems, banking and insurance ombudsman frameworks, regulatory grievance mechanisms, customer redressal, financial literacy, and access to effective remedies.
- Digital Banking, FinTech, and Emerging Financial Technologies: Studies on internet and mobile banking, digital payments, FinTech, artificial intelligence, blockchain, open banking, automated decision-making, RegTech, digital lending, and the legal implications of technology-driven financial services.
- Cybersecurity, Data Protection, and Financial Fraud: Research on cybercrime affecting banks and insurers, data breaches, identity theft, digital fraud, payment fraud, cybersecurity obligations, privacy, electronic evidence, authentication, and institutional liability for digital-security failures.
- Financial Crime, Anti-Money Laundering, and Compliance: Studies on money laundering, terrorist financing, fraud, suspicious transactions, customer due diligence, Know Your Customer requirements, beneficial ownership, financial intelligence, sanctions compliance, and institutional accountability.
- Banking and Insurance Taxation: Research on taxation affecting banks, insurers, financial products, transactions, investments, premiums, financial services, and regulatory reporting, including the interaction between tax law and financial-sector operations.
- Corporate Governance and Risk Management in Financial Institutions: Studies on board responsibilities, internal controls, compliance systems, fiduciary duties, risk governance, executive accountability, capital adequacy, operational risk, and governance standards applicable to banks and insurers.
- Dispute Resolution in Banking and Insurance: Research on litigation, arbitration, mediation, conciliation, Lok Adalats, tribunals, ombudsman proceedings, and other dispute-resolution mechanisms involving banks, insurers, borrowers, policyholders, and financial institutions.
- International and Comparative Banking and Insurance Law: Comparative research on banking supervision, insurance regulation, cross-border financial services, international standards, foreign investment, transnational transactions, and regulatory approaches across jurisdictions.
- Indian Banking and Insurance Law and Policy: Research on Indian banking and insurance legislation, regulatory developments, judicial decisions, Reserve Bank of India and Insurance Regulatory and Development Authority of India frameworks, financial-sector reforms, and comparative studies relevant to the Indian legal and regulatory environment. The journal welcomes doctrinal, empirical, comparative, and interdisciplinary scholarship with a clear connection to banking or insurance law.
Readership: Graduate/ Postgraduate students, Research Scholars, Faculties, Industrialists, Independent Professionals, Government institutions
Indexing: The Journal is indexed in Google Scholar
Submission of Paper:
All contributions to the journal are rigorously refereed and are selected on the basis of quality and originality of the work. The journal publishes the most significant new research papers or any other original contribution in the form of reviews and reports on new concepts in all areas pertaining to its focus and scope, thus ensuring its scientific priority and significance.
Manuscripts are invited from academicians, students, research scholars, industrialists, independent professionals and faculties for publication consideration.
Papers are accepted for editorial consideration through email lawjournals@celnet.in/ cle@celnet.in
Subject: banking, Law, Insurance
Plagiarism: All the articles will be checked through Plagiarism Software before publication.
Abbreviation: JBIL
Frequency: Two issues per year
Peer Reviewed Policy:
Peer review is the most important part of the scientific publication process. Peer review is basically the process of engaging experts to review the articles submitted for publication in journals, this is done in order to validate the research and to enhance the quality of the articles that are published in the journal.
The peer review process is actually a demarcating line that decides what a research is and what is merely a hypothesis. This process screens the articles for their originality or work, their relevance to the previously published work and does the work meet the required standard so as to be published as a research article. The bottom line to conduct a peer review is to eliminate the possibility that science is just another opinion.
Basic design of a peer review process:
1) The process begins with the submission of article to the journal
2) The first step begins as the editor of the journal checks if the article falls under the focus and scope of the journal. If the article does not fall under the focus and scope of the journal it is rejected with feedback and necessary changes to the author, if the article do fall under the focus and scope of the journal it is forwarded to the next step of review.
3) Here the reviewer checks for the originality, validity, significance, theory , evidence and other parameters based on the guidelines of the editors and yardsticks to measure the quality of the article.
4) Reviewer then make necessary comments and send the paper back to the editorial board, a reviewer may accept the paper as it is, reject or suggest changes in the manuscript, this information is conveyed to the authors
5) Editor of the journal then make final decision to publish the article based on the reviewers comments. And finalize the time frame for publishing the article.
6) Finally the accepted articles appear in the publication.
For further details on the publishing process and guidelines that an author and editor should follow, and to know more about the yardstick of the reviewers we would suggest you to go through the Author and Editors Guidelines.
Issue Purchase
Readers without a subscription may still purchase individual issues. The following payment options and fees are available.
Purchase Issue: 90.00 (USD)
The payment of this fee will enable you to view, download, and print this issue.
Article Purchase
Readers without a subscription may still purchase individual articles. The following payment options and fees are available.
Purchase Article: 30.00 (USD)
The payment of this fee will enable you to view, download, and print this article.
Publication Ethics & Malpractice Statement
Publisher: Law Journals, an imprint of Consortium E-Learning Network Pvt. Ltd.
Address: A-118, 1st Floor, Sector-63, Noida, Uttar Pradesh-201301, India
Phone no.: 0120-478-1243/ Email: lawjournals@celnet.in/ cle@celnet.in
