JBIL Scope

 The Review of the Banking and Insurance law journal is prepared under eminent scholars, legal fraternity, professors, attorneys, and other professionals. The scope of the review is broad and covers topics such as banking, securities, financial services, administrative, and general corporate law issues. We welcome all scholarly people exploring the general subject matter of financial institutions, including financial products and markets.

Focus & Scope

• Banking Law and Financial Regulation: Research on laws, regulations, and regulatory institutions governing banks and financial institutions, including licensing, prudential regulation, governance, compliance, supervision, and evolving legal standards affecting the banking sector.
• Banking Transactions and Customer Relations: Studies on deposits, lending, guarantees, letters of credit, negotiable instruments, electronic banking, banker–customer relationships, duties of banks, confidentiality, customer protection, and liability arising from banking transactions.
• Debt Recovery and Non-Performing Assets: Research on recovery of debts, non-performing assets, loan restructuring, enforcement mechanisms, Debt Recovery Tribunals, creditor remedies, asset recovery, and legal strategies for resolution of stressed financial assets.
• Securitization and Enforcement of Security Interests: Studies on securitization, secured lending, asset reconstruction companies, security interests, enforcement against secured assets, security receipts, and legal frameworks governing reconstruction of financial assets.
• Insolvency, Bankruptcy, and Creditor Rights: Research on insolvency and bankruptcy law as it affects banks, insurers, financial institutions, borrowers, creditors, guarantors, and secured lenders, including resolution, liquidation, restructuring, and creditor-priority issues.
• Insurance Law and Regulation: Studies on legal and regulatory frameworks governing life, health, general, motor, property, liability, and other forms of insurance, including licensing, policy interpretation, claims, exclusions, insurer obligations, and regulatory compliance.
• Insurance Contracts and Claims Management: Research on formation and interpretation of insurance contracts, disclosure obligations, utmost good faith, insurable interest, indemnity, subrogation, claims settlement, repudiation, fraud, and disputes between insurers and policyholders.
• Consumer Protection in Banking and Insurance: Examination of consumer rights, unfair practices, mis-selling, transparency, disclosure, grievance redressal, compensation, ombudsman mechanisms, digital-service complaints, and judicial or regulatory remedies in banking and insurance.
• Financial Consumer Protection and Ombudsman Mechanisms: Research on complaint-resolution systems, banking and insurance ombudsman frameworks, regulatory grievance mechanisms, customer redressal, financial literacy, and access to effective remedies.
• Digital Banking, FinTech, and Emerging Financial Technologies: Studies on internet and mobile banking, digital payments, FinTech, artificial intelligence, blockchain, open banking, automated decision-making, RegTech, digital lending, and the legal implications of technology-driven financial services.
• Cybersecurity, Data Protection, and Financial Fraud: Research on cybercrime affecting banks and insurers, data breaches, identity theft, digital fraud, payment fraud, cybersecurity obligations, privacy, electronic evidence, authentication, and institutional liability for digital-security failures.
• Financial Crime, Anti-Money Laundering, and Compliance: Studies on money laundering, terrorist financing, fraud, suspicious transactions, customer due diligence, Know Your Customer requirements, beneficial ownership, financial intelligence, sanctions compliance, and institutional accountability.
• Banking and Insurance Taxation: Research on taxation affecting banks, insurers, financial products, transactions, investments, premiums, financial services, and regulatory reporting, including the interaction between tax law and financial-sector operations.
• Corporate Governance and Risk Management in Financial Institutions: Studies on board responsibilities, internal controls, compliance systems, fiduciary duties, risk governance, executive accountability, capital adequacy, operational risk, and governance standards applicable to banks and insurers.
• Dispute Resolution in Banking and Insurance: Research on litigation, arbitration, mediation, conciliation, Lok Adalats, tribunals, ombudsman proceedings, and other dispute-resolution mechanisms involving banks, insurers, borrowers, policyholders, and financial institutions.
• International and Comparative Banking and Insurance Law: Comparative research on banking supervision, insurance regulation, cross-border financial services, international standards, foreign investment, transnational transactions, and regulatory approaches across jurisdictions.
• Indian Banking and Insurance Law and Policy: Research on Indian banking and insurance legislation, regulatory developments, judicial decisions, Reserve Bank of India and Insurance Regulatory and Development Authority of India frameworks, financial-sector reforms, and comparative studies relevant to the Indian legal and regulatory environment. The journal welcomes doctrinal, empirical, comparative, and interdisciplinary scholarship with a clear connection to banking or insurance law.