“The Regulated Revolution: UPI and the Evolving Legal Landscape of Digital Payments in India – A Human Rights Perspective on Issues, Challenges and Regulatory Responses”, JHRLP, vol. 9, no. 2, Jul. 2026, Accessed: Aug. 02, 2026. [Online]. Available: https://lawjournals.celnet.in/index.php/jhrlp/article/view/2145