Kundu, B., BANERJEE, S., ROY, A. . and GARIKAPATI, K. (2026) “The Regulated Revolution: UPI and the Evolving Legal Landscape of Digital Payments in India – A Human Rights Perspective on Issues, Challenges and Regulatory Responses”, Journal of Human Rights Law and Practice, 9(2). Available at: https://lawjournals.celnet.in/index.php/jhrlp/article/view/2145 (Accessed: 12 July 2026).