“Reconceptualising the Negotiable Instruments Act, 1881 in the Era of Digital Payments: A Doctrinal and Regulatory Analysis of India’s Evolving Payment Ecosystem”, JBIL, vol. 9, no. 2, Jul. 2026, Accessed: Aug. 02, 2026. [Online]. Available: https://lawjournals.celnet.in/index.php/jbil/article/view/2143