B M, S. Digital Banking Fraud and Regulatory Liability in India: Towards a Unified Consumer‑Centric Legal Framework. Journal of Banking and Insurance Law, [S. l.], v. 9, n. 2, 2026. Disponível em: https://lawjournals.celnet.in/index.php/jbil/article/view/2112. Acesso em: 12 jul. 2026.