Sengupta, S., & Pani, R. (2026). Reconceptualising the Negotiable Instruments Act, 1881 in the Era of Digital Payments: A Doctrinal and Regulatory Analysis of India’s Evolving Payment Ecosystem. Journal of Banking and Insurance Law, 9(2). Retrieved from https://lawjournals.celnet.in/index.php/jbil/article/view/2143